With the flexibility of bonds, you can even determine whether you own the bond yourself, share it with another, or pass it on to a love one upon maturity.

Be sure to ask your Broker Dealer for more information - and GoldStar Trust Company will be glad to help you monitor the bond that you feel is best to meet your investment needs.  We will also monitor the payment of principal and interest surrounding the bonds you purchase.

Serving you and your Broker Dealer, we are confident that we can help you create the right bond program to reach your financial goals.

GoldStar Trust Company is one of the nation's premiere trustees in monitoring, recording and reporting the progress of Church Bonds and Municipal Bonds.

Church Bonds are issued by local churches to assist in the building or renovation of their current facilities.  The bonds can offer a good rate of return on your investment dollar while aiding churches to further their ministry.

Municipal Bonds are used to fund assisted living projects, golf courses, public buildings or non-profit services.  Your bond can be used to increase your personal financial portfolio, while helping to enhance the lifestyle of a community.

Throughout the entire process, GoldStar Trust Company will be serving you faithfully - calculating and reporting the payment of principal and interest surrounding the bonds you purchase.

There are several different ways that you can register a bond and designate ownership.  Some of the plans include:

Individual Ownership - Designating you, or someone else, as the sole owner of the bond.

Multiple Ownership - More than one person owning the bond - either with a spouse, family member or business partner - including:

• Joint Tenant - with the right of the bond providing an undivided fractional interest of the whole to two or more people.
• Tenants in Common - Two or more people share in a fractional interest in the bond.
• Tenants by the Entireties - Joint ownership between a husband and wife.

Corporations - Businesses, churches and groups of individuals may be designated as the registered owner of a bond...or a bond may be given to a business, church or an organization.

Custodial Accounts - An administrator monitors the interest of a bond account, while another person receives the rights to the bond and its yielding interest.

• This is a common account for purchasing bonds in the name of a minor or a handicapped individual who is unable to tend their own financial affairs.

Transfer on Death Accounts - Where one or more beneficiaries can be named to receive the rights to the bond and its interest yield upon the owner's death.

It is possible to transfer the ownership of a bond to another, or a group of individuals.  (If the owner is deceased, no transfer fee will be charged.  If the owner is alive, a nominal charge of $10 is applied.)

To transfer a bond to another owner, there are a few identifying records that you will need to exhibit to show you are the rightful owner of the bond.  Among them:

Individual Ownership -

• Original bond(s) with transfer instructions completed and the signature of the executor Medallion Stamp Guaranteed.
• A letter of Testamentary nameing the executor, a copy of the will, or an affidavit of heirship.
• A certified copy of the death certificate.
• Affidavit of residence with signature notarized

Joint Ownership -

• Original bond(s) with transfer instructions completed and the signature of the surviving owner or owner's Medallion Stamp Guaranteed.
• A certified copy of the death certificate.
• Affidavit of residence with signature notarized.

Individual Trust Account -

• Original bond(s) with transfer instructions completed and the signature of successor trustee Medallion Stamp Guaranteed.
• Copy of trust agreement naming the successor trustee.
• A certified copy of the death certificate.
• Affidavit of residence with signature notarized.

Joint Trust Account -

• Original bond(s) with transfer instructions completed and the signature of co-trustee Medallion Stamp Guaranteed.
• A certified copy of the death certificate.
• Affidavit of residence with signature notarized.

Transfer on Death -

• Original  bond(s) with transfer instructions completed.
• Signature of beneficiary Medallion Stamp Guaranteed.
• A certified copy of the death certificate.
• Affidavit of residence with signature notarized.

Custodial Account - if Custodian Dies

• Original bond(s) with transfer instructions completed and the signature of the beneficiary Medallion Stamp Guaranteed.
• Court document naming successor custodian.
• A certified copy of the death certificate.
• Affidavit of residence with signature notarized.

Custodial Account - if Child Dies

• Original bond(s) with transfer instructions completed and the signature of custodian Medallion Stamp Guaranteed.
• A certified copy of the death certificate.
• Affidavit of residence with signature notarized.

When the project your bond is funding is fully paid by the issuer who is borrowing the money - and the maturity date has been reached - then the bond becomes "mature."

If your bond is a Book Entry Bond, you will receive a confirmation of the bond for your files.  GoldStar Trust Company will automatically issue you a final check in payment of the amount of the bond and any additional proceeds you may have earned.

If your bond is in Certificate form, you will receive the actual bond certificate to keep in your files.  You will receive notification of the date your bond will achieve maturity.  You will then need to mail the bond certificate to GoldStar Trust Company and we will send you a check for the amount of that bond plus any additional proceeds you are owed.

This would also be the perfect time to contact GoldStar Trust Company about purchasing more bonds to help keep your investment growing strong.  We would be honored to put you in contact with a Broker Dealer who can assist you.