Friday, January 17, 2020
Consumer Investor Awareness Notice

Consumer Investor Awareness Notice

Retirement Industry Trust Association Today, more than ever, it is important that owners of self-directed retirement plans conduct research to make informed decisions and avoid fraud, but where do you start?

GoldStar Trust Company is a proud member of RITA, the Retirement Industry Trust Association, an organization dedicated to help Americans reach their retirement goals. You can find more information about RITA at their homepage of

For your convenience, listed below are several websites that have resources about investor education, scams and fraud:

The Securities and Exchange Commission (SEC) is dedicated to helping Americans protect their investments
Phone: 800.732.0330
SEC Litigation Releases
SEC Administrative Proceedings

The North American Securities Administrators’ Association (NASAA) provides information on investor education
Phone: 202.737.0900
NASAA Private and Public Efforts to Educate Investors

The Financial Industry Regulatory Authority (FINRA) has an “Investor” section on Smart Investing
Phone: 301.590.6500
Information from DFI: - FINRA

American Association of Retired Persons (AARP) includes a section on scams, fraud and consumer protection
Phone: 888.687.2277


Be mindful of individuals who offer investments that are "approved by the government" or imply that because the transaction occurs through a custodian that the custodian approves the investment, that it is appropriate for you or that it carries little or no risk.

There are risks associated with any investment that is not FDIC-insured. Neither governmental agencies nor self-directed IRA custodians endorse specific investments. The fact that an investment is permitted in an IRA should not be used in determining whether the investment is appropriate for you.


  • Have you checked the investment history of the individual(s)/entity offering this investment?
  • Have you checked with the Secretary of State to ensure that this entity/company is in good standing?
  • Have you consulted with an independent financial professional to ensure that this investment is suitable for you and
    meets your investment objectives?
  • Have you reviewed the consumer investor awareness resources provided above?

Of course, the resources and issues identified above are not intended to be all-inclusive, but they should give you a head-start
on reducing the risk of the investment decisions that you make for yourself and your self-directed retirement account.

**This notice is not intended to be nor should it be construed as investment advice, nor should this notice or the resources cited above be considered the ultimate authority with respect to your investment decisions. If you feel that you need specific investment advice, we encourage you to consult with an independent financial professional when considering an investment to ensure that your investment is suitable for you and fits within your investment objectives.

FDIC NOTICE: IRA and/or Bond investments represented on this website are not FDIC-insured, are not guaranteed by GoldStar Trust Company, and involve risk including possible loss of principal. If held in a GoldStar IRA or GAMMA account, the un-invested cash portion is FDIC insured up to $250,000.