Goldstar Trust
A renowned leader in self-directed IRAs.
GOLDSTAR TRUST
Founded in 1989, GoldStar Trust has been the leader in providing specialized services as a self-directed IRA custodian, trustee and escrow/paying agent. For more than three decades, we have offered unique retirement solutions that allow investors across the nation to diversify their IRA portfolios with alternative investments to traditional stocks, bonds and mutual funds.
GoldStar is known for comprehensive expertise, industry innovation and friendly, conscientious service.
Our Team
History
GoldStar Trust Company has a legacy rooted in innovation, integrity, and a commitment to helping individuals achieve financial freedom through alternative investments.
Originally established as Colonial Trust Company in 1989 in Phoenix, Arizona, the company was spun off from Church Loans and Investment Trust (now CLI Capital) to serve a unique niche in the financial services sector—providing custodial services for church bonds and other non-traditional IRA assets.
Colonial quickly became known for its specialization in self-directed IRAs and its role as Trustee, Paying Agent, and Registrar for church bond offerings. As regulations tightened under Sarbanes-Oxley and market dynamics evolved, Colonial’s board sought strategic alignment with a bank that could leverage its deposit base and broaden its service capabilities.
That vision came to life when Happy State Bank (HSB) acquired Colonial in 2004, renamed it GoldStar Trust Company, and integrated it as a trust-only branch. This acquisition was not only strategic for HSB’s growth, but it also laid the foundation for GoldStar to become a leader in the self-directed IRA space. In 2006, HSB further strengthened GoldStar’s offerings by acquiring American Church Trust (ACT), consolidating operations in Amarillo, Texas, and expanding capabilities into precious metals, structured settlements, and alternative assets like LLCs, Perth Mint Certificates, and real estate.
Today, GoldStar is recognized as a renowned leader in self-directed IRAs, offering custodial services for a wide range of assets including church bonds, precious metals, private equity, and promissory note investments. With more than $4.5 billion in assets under custody and services extended to over 60,000 clients nationwide, we continue to build on our decades-long legacy of fiduciary excellence, innovation, and personalized service.
Today, GoldStar Trust operates as a subsidiary of Centennial Bank and is located in Amarillo, Texas.